Tools

Pay calculator

See what comes out of your pay, and how it compares with the tax your return will actually assess.

Rates current for the 2026–27 income year

$

See how a change in your pay affects the figures.

Everything is calculated in your browser. Nothing you enter is sent or stored.

Take-home pay

$1,201.00

per week

Where your pay goes

Gross pay split · $1,500.00 per week

Take-home pay

$1,201.00 · 80.1%

Tax withheld

$299.00 · 19.9%

Your payslip

per week

Gross pay$1,500.00
PAYG (tax withheld)$299.00
Net pay (take-home)$1,201.00
Superannuation$180.00

Paid by your employer on top of your wage — it is not deducted from it.

Under Payday Super, it must reach your fund within 7 business days of payday.

What your tax return assesses

Annual gross
$78,000.00
Annual taxable income
$78,000.00
Withheld across the year
$15,548.00
Estimated annual tax
$15,480.00

Estimated refund

+$68.00

The difference between what is withheld across the year and what the return assesses. The withholding tables are designed to collect slightly more than you owe, so most people land in credit.

Annual tax band

$78,000.00 · Marginal rate 30%
Nil15%30%37%45%

Annual concessional super cap

$9,360.00

of the $32,500 cap

Employer SG$9,360.00
Salary sacrifice and personal deductible contributions$0.00

Please note

This calculator gives an estimate based on ATO withholding schedules for the 2026–27 income year. It assumes a single source of employment income, no dependants, and no other income, deductions or offsets. Your actual tax depends on your full circumstances. It is general information, not personal tax advice.

More complicated than this?

Two jobs, investments, a business on the side — talk to us and we'll work out the real figure.

Talk to us